SMART Savings Program for Educators 

Saving Money to Achieve Real Estate Goals for Teachers

Northern Colorado School Employees:
Save up to $4500 when you buy, sell, or refinance a home with our Educator Program

Hey there! We're Lauren, Jennifer, and Kris. A real estate agent and 2 mortgage loan officers in Northern Colorado. We're on a mission to help educators like you save money when you buy, sell, and refinance a home.

Both Lauren and Jennifer spent years teaching in Colorado public schools, and Kris is a product of Northern Colorado schools. We understand all too well that educators just don't get paid what they deserve. We've been in your shoes, and that is why we want to help offset the cost of buying, selling, and refinancing a home for our fellow educators.

Who We Are and Why We're Here

WE'VE SAVED EDUCATORS OVER $85,000
AND YOU'RE NEXT IN LINE TO SAVE!

Lauren Haug teaching a small literacy group circa 2012

*Credits are applied to closing costs at closing. These costs include, but are not limited to: lender costs, interest rate buy downs, prorated property taxes, homeowner association fees, etc. Click here to learn more about the fine print.

If you need to buy and sell a home at the same time, combine both credits for a total savings of $4500!

BUYING AND SELLING
AT THE SAME TIME? SAVE $4500! 

When you sell your home with Lauren Haug as your agent, you'll save $1500 from the listing commission.

SELLING A HOME? SAVE $1500!

When you buy your home through this program, you will receive a $1500 credit from Lauren Haug, and a $1500 credit from Jennifer White. 

BUYING A HOME? SAVE $3000!

How Educators can save

Let us help you achieve your next real estate goal. Find section that best describes what you'd like to do. Then click on the image, download your certificate, and bring it with you to your first meeting with us!

  • Directors
  • Librarians
  • Paraprofessionals
  • Professors
  • Principals
  • Superintendents
  • Teachers
  • And more...
  • Administrators
  • Assistants
  • Aides
  • Bus Drivers
  • Coaches
  • Coordinators
  • Counselors
  • Custodians
  • Deans

Who Is Eligible?

Let's Get Started!

Ready to buy, sell, or refinance while keeping extra money in your pocket?

It all starts with an initial conversation. You can schedule yours now below!

1st City Mortgage is a subsidiary of Megastar Financial Corp. #3043 | 1080 Cherokee St, Denver, CO 80204 | 1-877-922-8800 Regulated by the Division of Real Estate | Equal Housing Opportunity 1ST CITY MORTGAGE GROUP, HANSON PLANNING GROUP, HARBOR VIEW LENDING, AND SULQUIST MORTGAGE ARE BRANCHES OF MEGASTAR FINANCIAL CORP. This message is intended to provide information only; it is not a commitment to lend. All loans subject to approval/eligibility guidelines. Program rates, terms, and conditions subject to change at any time due to market conditions and/or credit profile. Available with fixed or adjustable rate; for ARM loans, rate will adjust after the fixed rate period. Reserves may be required. Contact a Mortgage Loan Officer for a custom quote. © 2023 MegaStar Financial Corp. All Rights Reserved. 

CO#100507531 NMLS#1614168

CO#100042875  NMLS#1614168
NE 669530 WY MLO 7540

CO Department of Real Estate #100069599

Jennifer White
Loan Originator
1st City Mortgage Group
C: 970-412-8344
E: jwhite@mtggroup.com

Kris Hocum
Loan Originator
1st City Mortgage Group
C: 970-222-7441
E: kris.hocum@mtggroup.com

Lauren Haug
Broker/Owner, REALTOR®
Sweetheart City Living Real Estate
C: 970-685-9460
E: Lauren@sweetheartcityliving.com